Part-Time Financial Expertise with Full-Time Impact

A Smarter Way of Doing Business

3 Ways I Can Help You With Your Financial Reporting:

P&L Analysis

Balance Sheet &
Cash Flow Analysis

Cleaning Up
Financial Reporting

In the competitive world of small and mid-size companies, having the best financial expertise and a trusted business strategist can make the difference between success and failure. Traditionally the onus of Chief Financial Officer (CFO) has fallen on the shoulders of CEOs who are busy managing their companies. With budgets tightening and needs increasing, hiring a full-time CFO may be out of reach.

Until now.

The ideal solution is to partner with a top-notch CFO on a part-time, as-needed basis so you can get the best financial expertise and guidance available without the high-priced salary.

Streamlining Financial Reporting for Business Owners

Income, profit, statistics and performance evaluation with diagram

Focus your attention on a point in time. This means pay attention to YTD results. The month just ended is history.

It is time to modernize the P&L analysis and help business owners start a forward-thinking process to address negative trends.

Want a copy of the P&L format we use for clients? Fill out the below form and we'll email you a copy. 

John Lafferty's Biography

CFO-Pro founder John Lafferty has become recognized for decades as the go to virtual CFO for entrepreneurs, start-up ventures and both emerging and mature businesses in a variety of industries. Backed by an MBA and an early career in progressive financial roles with leading global consulting and venture capital firms, the Fortune 500 and rising entrepreneurial ventures, John has built CFO-Pro into a rich resource for small and mid-sized companies.

Today he advises clients in strategy development, systems and process management and oversight, growth initiatives, infrastructure and operations improvement, margin and revenue enhancement, and creation of successful exit strategies. Coupled with his in-depth understanding of the interrelation of operations, marketing and finance, John brings unique value to client companies.

Blog Posts

Panning for Gold – How to Increase Cash Flow in a Down Economy – Week 1

It’s October 2011; is your business going to make it another year? If you have noticed that your cash flow has turned into a light trickle, it may be time to ask yourself some tough questions. A business without a sufficient amount of operating capital and a steady cash flow could face sudden death. This…

Concepts For Personal Financial Security

Far too often, we see news items that state, “money is an entitlement”.  We see this mentality in families where children are paid an allowance for no effort expended. These children act as if they are entitled to toys and video games. Does this sound familiar? If you are looking to change this behavior in…

Measuring the Value of a True Leader

When the news broke about Steve Jobs retiring from Apple, many were disappointed and left confused. This is not because Jobs was a terrible leader or was in danger of sinking the stock of the company. It is because we are losing one of the sharpest minds and talented entrepreneurs we have seen in our…

Small Business Fears

Small businesses need to step through the uncertainties. Work on increasing sales. Inflation is already here. We are paying more now for our purchases. So increase prices now. Here’s how to do that, for example: If your health care costs are 5% of sales and you expect (or assume) that these costs will increase 20%,…

Metrics to Watch in Creating Company Value

There have been several in-depth studies that analyzed the financial performance of hundreds of companies around the world. Insights were provided by these companies into the key metrics and strategies used by the best performers. The following were found to be the most sustainable value creators, and where focus is concentrated in those companies successfully…

How Properly Managed Cash Flow Strengthens Businesses

By accounting standards cash-flow cycle is defined as the number of days from a decision to produce a product (or render a service) to the date money is actually received from selling the product or service. During the cash-flow cycle, the company’s bank account fluctuates from a deficit to a surplus level. The cycle starts…

What is the Cost of Your Bottleneck to Your Business?

You are in your car and suddenly you find the two-lane highway narrowing to one lane.  Traffic flow slows to the pace at which two lanes of traffic can merge into one.  Your speed of 60 slows to perhaps 20 and can even be a stop and go to move ahead one car length.  This…

Using Z-Score Predictor

The media reports we’re experiencing the most unusual economy in 40 years. Interest rates are low, however banks are reluctant to lend; hence stalling the contribution of our nation’s small businesses. A growing percentage of home owners are upside down on their mortgages and struggling to find the motivation to pay their debt since there…

The Importance of Pricing Business Services Profitably

Some businesses operate under the assumption that Cash Flow will solve most problems. The thought process continues that if the business generates enough volume, profitability will eventually take care of itself. The end of the free flowing credit markets has challenged that belief. Lack of profitability creates a cycle that will eventually destruct and ultimately…

How the Fed Affects the Value of Acquisitions and Equity

Decisions made at the Federal Reserve can profoundly affect the equity of your business.  If you are considering a loan to purchase a company or property, or to refinance your existing business, be sure you understand how the debt to equity mix affects your company’s return on equity. When the Federal Reserve determines that money…