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ASK A Virtual CFO
CFO Advice, Guidance and Valuable Resources

FREQUENTLY ASKED QUESTIONS

These are some of the questions I hear most often from new clients — and I’m happy to provide answers:

Q: Lately my company has seen a lot of fast growth, and I expect that trend to continue. How can I be sure my cash flow is sufficient to sustain that growth?

Q: What if I need more funding to support new growth? What can I do if my cash flow is about to be fully absorbed in growth?

Q: How can I enhance my working capital?

Q: I have a lot of money wrapped up in inventory. How can I free it up?

Q:My profit margins are not as high as I would like, and I’m thinking of selling the business. How do I decide?

Q: I’m in a very competitive field for pricing. I want to grow my business, but I need help evaluating the current infrastructure.

Q:How do I find my break-even sales point?

Q: What’s the difference between margin and mark-up?

Q: How do I determine where to set my profit margin?

Q: I’m selling lots of products, but my sales are declining. Where should I concentrate my efforts?

Q:How—and why—should I cull my customer list?

Q: How can I help my salespeople be more effective?

  • Tools and Templates

    FINANCIAL TEMPLATES
    • Balance Sheet (before & after)
    • Income Statement
    • Cash Flow Statement
    • Chart of Accounts

    FINANCIAL CALCULATORS
    • Monthly to Bi-Weekly Loan Conversion: This calculator shows how much sooner a loan or mortgage can be paid off and how much interest and expense can be saved if the payments are changed from monthly to bi-weekly and the payment amount is cut in half.
    • Loan Amortization Calculator: Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
    • Time To Payoff Credit Card: Use this calculator to calculate the monthly payment and length of time it will take to pay off your credit card.
    • Ratio Calculators: Use these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data.
    If you have a question not listed on the page, ask it here.
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